MONETARY STANDARD FOR THE OVERWORLD

Below is the standard rate of conversion for currency as well as a suggested price list used throughout the ‘known’ locations in the Overworld. Standard currency is known as a copper, silver, or gold coin.

Should you use this table, you are encouraged to keep to the standard rate of conversion, as well as the three-metal-currency system. However, your character’s kingdom, province, etc. can call their currency by a different name with “copper”, “silver” or “gold” as an identifier before the name so other players who read your post will understand the economics taking place.
For example, your character’s home country might call a gold coin a “gold floren” or a silver coin a “silver stag”.

The price list is intended to be a flexible guideline -- you will not find a complete inventory of every item known to exist, nor do the items have to be the price they’re listed.
For example, an inn that is fancier than a “quality” inn but not more-so than a “grand” one may have a night’s stay at 3 or 4 gold, or it might be a “quality” inn but the area has a lot of business competition so the price for a night’s stay is 1 gold instead of 2.

Jewelry, precious stones, most luxury and enchanted or magical items are not on this list. There is too broad of a scale for those particular things, so it is up to player interpretation to put a price (or reward) on objects of prominent significance.

This scale and price chart was based on D&D 3.5 edition, then heavily edited, simplified and re-priced by Marlee with input and approval from Sara and Bucky. Players with questions or concerns should contact Sara or Bucky.







    Common Ale
            Mug - 4 copper
            Gallon - 2 silvers
    Common Bread - 2 copper per loaf
    Common Cheese, 8th of a wheel - 1 silver
                               Full Wheel - 7 silvers
    Meat (presumed lamb or pork), chunk of - 3 silver
    Wine
            Common (usually served in a clay pitcher) - 2 silver
            Fine (usually served in a bottle) - 10 gold
    Inn stay
    (per day, does not include meals or baths, but a key to lock the room)
            Simple (gross) - 2 silver
            Decent (Like a Motel 6) - 5 silver
            Quality (Hilton Garden status) - 2 gold
            Grand (The Ritz) - 6 gold
    Inn meals
    (per day, so breakfast, lunch and dinner)
            Simple - 1 silver
            Decent - 3 silver
            Quality - 5 silver
            Grand - 1 gold
    Hosting a Banquet (all you can eat meal and drink on a wealthy merchant status) 10 gold p/p



    Cold weather outfit (heavy cloak/jacket, pants, boots) - 8 gold
    Peasant’s outfit (poor outfit made of cotton or linen) - 1 silver
    Courtier’s outfit (fine outfit made of wool, calico, damask, plus shoes/boots) - 30 gold
    Noble’s outfit (quality outfit made of silk, velvet, satin, chiffon plus shoes/boots)- 75 gold
    Royal outfit (quality outfit made of silk, velvet, satin, chiffon plus shoes/boots, beautifully embellished with semi-precious stones or time-intensive threading and details)- 200+ gold



    Carriage
    (Full Cost + 5% every year after for upkeep and payment of riders)
            Decent (hackneys, travel coaches) - 100 gold (5 gold p/y)
            Grand - 350 gold (17 gold 5 silver p/y)
            Cart - 5 gold (2 silver 5 coppers per year, for upkeep)
            Wagon (with removable canvas cover) - 15 gold (7 silver 5 coppers per year, for upkeep)
    Ship
    (as passenger, includes food and drink, no baths)
            Simple (gross, a hammock below decks) - 1 silver per mile
            Decent (Your basic class-ish, your own bunk in a shared cabin) - 3 silver per mile
            Quality (Wealthy Merchant Class-ish, your own small cabin) - 8 silver per mile
            Grand (Quarters akin to the Captain) - 2 gold per mile
    (as owner)
    (Full Cost + 5% every year for upkeep and payment of crew)
            Galley - 30,000 gold (1,500 gold p/y)
            Keelboat - 3,000 gold (150 gold p/y)
            Rowboat - 50 gold (3 gold p/y)
            Oar - 2 gold
            Sailing - 10,000 gold (500 gold p/y)
            Warship - 25,000 gold (1,250 gold p/y)



    Pet
    (Dog, Falcon)
            Purebred (used mainly for companionship) - 15 gold
            Guard (police dogs!) - 25 gold
            Riding (trained for hunting, etc) - 150 gold
    Steed
            Horse, purebred (full grown, noble quality -- your impressive stallions and geldings) - 200 gold
            Horse, palfrey (youth, standard quality -- usually used for pretty looks) - 75 gold
            Pony - 30 gold
            Warhorse - 400 gold
            Donkey, mule or nag - 3 gold
    Stabling, per day - 5 silver



    Coach cab - 1 silver per mile
    Messenger - 4 coppers per mile
    Road or gate toll - 3 copper



    Candles
            Tallow (animal fat, smells, makes smoke) - 1 copper
            Beeswax (sweet smell, no smoke, low melting) - 1 silver
    Blank parchment or scroll - 5 coppers a sheet
    Common Flask (empty) - 3 silver
    Inkpen - 1 silver
    Lantern
            Bullseye - 6 gold
            Hooded - 2 gold
    Pouch belt - 5 silvers
    Torch - 1 copper
    Waterskin - 4 silver
    Whetstone - 2 copper
    Musical Instrument
            Common - 5 gold
            Masterwork - 100 gold



    Homes (unfurnished)
    (Full cost + 3% every year after for general upkeep)
            Simple (1-2 bedrooms) - 1,000 gold (30 gold p/y)
            Decent (3-4 bedrooms) - 5,000 gold (150 gold p/y)
            Quality (5-6 bedrooms) - 10,000 gold (300 gold p/y)
    (Full cost +5% every year after for general upkeep and yearlong payment of staff)
            Grand (7-9 bedrooms) - 25,000 gold (1,250 gold p/y)
            Mansion (10-20 bedrooms) - 100,000 gold (5,000 p/y)
    (Full cost + 7% every year after for general upkeep and yearlong payment of staff)
            Castle (21 - 50 bedrooms) - 500,000 gold (35,000 gold p/y)
            Huge Castle (51 - 80 bedrooms) - 1,000,000 gold (170,000 gold p/y)
            Palace (80+ bedrooms) - 5,000,000 gold (350,000 gold p/y)

    Fortifications (unfurnished)
    (Full cost + 5% every year after for general upkeep and yearlong payment of guards)
            Tower - 50,000 gold (2,500 gold p/y)
            Fort / Keep - 150,000 gold (7,500 gold p/y)
            Moat with bridge - 50,000 gold (2,500 gold p/y)

    Land - 1,000 gold per acre (50 gold per acre per year for general upkeep and payment of staff)



    Thievery (street theft, usually of consumable goods) - 1 gold reward per count
    Burglary (home / business / highway theft) - 3 gold reward per count
            3 gold per item of value stolen (jewelry, silver, money, etc.)
            15 gold per item of significance stolen (statuettes, paintings, etc.)
    Assault, no weapon (victim alive and relatively OK) - 3 gold reward per count
    Assault, with a weapon (victim alive and relatively OK) - 10 gold reward per count
    Kidnapping - 30 gold per count
            500 gold per person of significance (public official, wealthy merchant, etc.)
            5,000 gold per person of nobility
            250,000 gold per person of royalty
            If victim killed before rescue, get only half the reward
    Murder (victim is definitely not OK) - 100 gold reward per count
            1,000 gold per person of significance murdered (public official, wealthy merchant, etc.)
            10,000 gold per person of nobility murdered
            500,000 gold per person of royalty murdered

        Example: A bandit uses his sword to hold up a coach with 2 drivers and 2 passengers. He steals from the passengers; 4 items each. He is charged with 2 counts of burglary (3 gold each = 6 gold), 8 counts of stealing items of value (3 gold each = 24 gold), and 4 counts of assault with a weapon (2 drivers, 2 passengers, 10 gold each = 40). 6 + 24 + 40 = 70 gold reward.